Daily Money Stories · Then. Now. Next.

Daily Money Stories

One story a day

Then. Now. Next.

One real finance headline a day, told as a story from the past, through today, to what's next on-chain.

New episode every day

Episodes

EP 01 · Daily series

DTCC: from paper certificates to tokens

In 1968, Wall Street was drowning in paper share certificates, and today it's starting to move shares as tokens.

Sources

1968 Wednesday closures and the paperwork crisis: SEC Historical Society
1973, DTC created to hold certificates in a vault and record ownership changes in its books: DTCC
11 Dec 2025, SEC staff no-action letter to DTC: SEC
July 2026, first limited live trades: DTCC
Music: "Dreamer" by Kevin MacLeod (incompetech.com), CC BY 4.0

Not financial advice.

EP 02 · Daily series

Many forms, one money

Central bank money, bank deposits and stablecoins, and why a dollar has to stay a dollar in all three.

Sources

Stablecoin supply, USDT and USDC, 10 Oct 2026: DefiLlama
Cash in circulation and bank reserves: Federal Reserve H.4.1
Bank deposits: Federal Reserve H.8
GENIUS Act: Public Law 119-27
Tether's Treasury exposure: Tether Q2 2026 attestation
Saudi Arabia's Treasury holdings: US Treasury TIC
$10.2T in 12 months: Visa Onchain Analytics
1860 banknotes: Bodenhorn, NBER
Singleness of money: BIS Annual Economic Report 2025
Fedwire's move to ISO 20022: Federal Reserve Financial Services
Music: "Carefree" by Kevin MacLeod, CC BY 4.0

Not financial advice.

EP 03 · Daily series

Standard Chartered: collateral that stays in the vault

The asset stays put while its token moves in minutes.

Sources

RLUSD custody and the planned collateral link with LMAX: Standard Chartered press release, 12 Oct 2026
$8.2T trading volume in 2025: LMAX Group FY2025 results
Music: "Carefree" by Kevin MacLeod, CC BY 4.0

Not financial advice.

EP 04 · Daily series

TrustLinq: when a stablecoin pays the bill

A stablecoin goes in and a regular bank payment comes out the other side.

Sources

$35T moved and about 1% spent on real payments: McKinsey and Artemis, "Stablecoins in payments", 2026
1871 money by telegraph: Western Union history
Swift founded 1973, network live from 1977: Swift, "Our story"
RLUSD bank transfers, 190+ countries, Metodieva quote: TrustLinq press release, 13 Oct 2026
Music: "Easy Lemon" by Kevin MacLeod, CC BY 4.0

Not financial advice.

EP 05 · Daily series

BNY × Citadel: Wall Street's night shift goes on-chain

BNY says it's the first tokenised Treasury repo on a major triparty platform.

Sources

About $3.0T overnight Treasury repo, and the September 2019 SOFR spike: NY Fed SOFR data
Tokenised Treasury trade, tri-party repo, Doherty quote: BNY press release, 13 Oct 2026
Music: "Digital Lemonade" by Kevin MacLeod, CC BY 4.0

Not financial advice.

EP 06 · Daily series

Mastercard: many forms, one network

From a 1966 bank network to a platform for both regular money and stablecoins.

Sources

1966, 1969, 1979: Mastercard corporate history
Global Money Platform, 17B+ endpoints, 130+ countries, 2027 targets: Mastercard and BVNK press release, 15 Oct 2026
BVNK deal, $1.5B plus up to $300M, closed Aug 2026: Mastercard Q1 2026 10-Q and Mastercard release, 3 Aug 2026
USDC prefunding for Visa Direct: Visa newsroom, 15 Oct 2026
Music: "Inspired" by Kevin MacLeod, CC BY 4.0

Not financial advice.

About

Made by Anurag Soin

Daily Money Stories is made by Anurag Soin, who likes to know why things work the way they do, not just what's new. Every number comes with a source, and anything that isn't live yet is labelled as planned.